Applying for a home loan? This is a checklist of activities.

Applying for a home loan? This is a checklist of activities.

Before applying for a home loan ensure to be an informed borrower. Know as much as you can about the nitty gritty of the loan process. This will avoid wrong decisions along the way. Here is a checklist of activities as you start applying for a home loan.

Ensure your capacity

Check your financial stability, risk taking and loan repayment capacities before applying for a home loan. Chalk out the budget, calculate your expenses, fix the amount you can spare monthly as the EMI and find the amount you are comfortable with. Make sure you have all the record and documents in place to ensure smooth loan process.

Trust reputed bank

Make right choices. Make sure your property is clear title and legally compliant. Before applying for a home loan do your own research and compare available options. Trust your dream with the right bank known for transparent deals. Review and balance all the costs including rate of interest (ROI), equated monthly instalments (EMIs), stamp duty, registration fees, pre-payment charges and processing and conversion fee.

Choose right property

Choose your dream home wisely. Choice of the builder makes all the difference. Namrata Group is the builder with highest level of quality and commitment. The Namrata homes are a great blend of location, lifestyle, amenities, convenience and price. Happycity, Aikonic and ecocity 2.0 at Talegaon, 32 Pinewood Drive and Unnati at Hinjewadi, Life 360 at Rahatani, 43 Privet Drive at Baner Balewadi are landmark Namrata projects you can choose from.

So be on the right track before applying for a home loan. This way, your entire home buying experience including loan process, will be smoother and happier.

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